Yes! Your audit includes personalized advice geared toward your credit situation. If we feel you need additional lines of credit or better lines of credit, we will include sources of credit lines that will benefit you in my recommendations, and we’ll be sure to explain your options thoroughly.
Under the Fair Credit Report Act, you have three days after initial enrollment to cancel. After the three days initial enrollment, you must give 30 days prior written notice before the 1st of the month or before the next billing date.
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients can remove up to 80% of the negative items from a credit report.
We have different packages that are tailored to the needs of all clients. For a breakdown of costs, please see our pricing section.
We are unable to tell you exactly how long it will take. This is because credit scores are based on 5 factors including: payment history, amounts owed, length of credit, new credit and types of credit. Most importantly, YOU play a huge role in your success during the program.
A consultation is an overview analysis of your 3-in-1 credit report from each of the three major credit bureaus (Equifax, Experian, and TransUnion). A credit specialist will ask you questions to determine which accounts on the report you are questioning and conduct a needs analysis to discover your credit goal(s). From there, we provide recommendations based on your credit profile and your needs to help you crush your credit goal(s). The consultation is designed to be a brief introduction to me and my services to determine whether or not you are a candidate for credit restoration. If you are ready to proceed with our services, we will next do a detailed audit of your credit reports and begin the process of disputing those inaccurate, unverified, and/or questionable accounts.